Did you know? OIX enables members to expand existing identity services and serve adjacent markets. Members advance their market position through joint research and engaging in pilot projects to test real world use cases. Learn more ...

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Micro Sources of Data Aggregators

Paper Abstract: Paper Details: This project has explore the opportunity of micro sources of data contributing to the verification gaps IDPs face with certain demographics.  It looks specifically at the London Borough of Tower Hamlets data on their social housing customers, a high percentage of whom are unemployed.   The scenario of allowing the data to be accessed [...]

Alpha Digital Identity Across Borders: Opening a Bank Account in Another EU Country

Paper Abstract: Paper Details: As people use digital channels to access more and more services they are faced with a growing and unmanageable number of usernames and passwords. Federated solutions allow people to register and login to web based services through a third party such as a social network. However, the identity details passed [...]

How Digital Identities Which Meet Government Standards Could be Used as Part of UK Bank’s Customer On-Boarding and KYC Requirements

Paper Abstract: Paper Details: In a digital age, and as more of our banking is carried out online, via apps and mobile phones, customers expect to be able to open new products and services with financial institutions through digital channels. But increasing internet identity fraud and a rapidly changing regulatory environment make it difficult [...]

The value of digital identity to the financial service sector

Paper Abstract: Paper Details: Digitisation of services brings great benefits to customers: immediacy and convenience, access to new services, greater choice and market competitiveness.  It also brings concerns and fears: it can create barriers to entry and a lack of inclusion, along with the threat of data breaches, misuse of personal information, identity theft, fraud, and sometimes financial loss. These concerns [...]